online services
Stay connected to your accounts.
Lobby Hours:
Monday-Friday 9am-5pm
Drive Up Windows:
Monday-Friday 7:30am-6pm
Saturday 9am-Noon
Mailing Address
PO Box 1495
Aberdeen, SD 57402-1495
Phone
(605)225-2488 or
1-877-225-2488
General: 605-225-2488
Consumer Loans: 605-725-5626
Real Estate Loans: 605-725-2328
Collection Dept: 605-725-0717
Lost or Stolen Debit Card:
800-472-3272
Reset your PIN: 800-757-9848
70°
current conditions:fair
Your savings federally insured to at least $250000 and backed by the full faith and credit of the United States Government.
Share Accounts
Regular Savings Account
Become a member of Area Federal Credit Union with our basic savings account.
Super Savings Account
Open a Super Savings Account and take advantage of higher interest rates.
Christmas Club Account
Get extra money for the holidays with an Area FCU Christmas Club Account. Interest is applied on October 31st and the balance is automatically transferred to your regular savings account.
Individual Retirement Account (IRA)
Area Federal Credit Union offers Traditional, Roth, or Educational Investment options. No matter what stage of life you're in, we can help with your financial planning.
Effective as of 5/1/23
| Regular Savings | Super Savings (Up to $999.99) | Super Savings ($1000+) | Christmas Club (Up to $5,000) | IRA |
Minimum Balance | NA | NA | NA | NA | NA |
Dividend Rate | 0.20% | 0.20% | 0.25% | 0.400% | 1.50% |
Annual Percentage Yield | 0.20% | 0.20% | 0.25% | 0.400% | 1.51% |
Free Online Services |  | | | | |
